Privacy Policy — MedicareCostGuide
Effective Date: January 1, 2026. Last Updated: April 14, 2026.
MedicareCostGuide ("we," "us," or "our") operates the website medicarecostguides.com. This privacy policy explains how we collect, use, disclose, and protect your personal information when you visit our website. By using our site, you consent to the practices described in this policy.
Information We Collect
We collect minimal personal information. Our site does not require registration, login, or account creation. The information we may collect includes: automatically collected data such as IP address, browser type, device information, pages visited, and time spent on pages through standard web server logs; cookies and similar tracking technologies used by Google AdSense for advertising personalization; and any information you voluntarily provide through our contact email.
We do not collect health information, Medicare enrollment data, Social Security numbers, or other sensitive personal information. Our calculators process data locally in your browser and do not transmit your inputs to our servers.
Google AdSense and Advertising
We use Google AdSense to display advertisements on our website. Google AdSense uses cookies to serve ads based on your prior visits to our website and other websites. Google's use of advertising cookies enables it and its partners to serve ads based on your visit to our site and other sites on the Internet.
You may opt out of personalized advertising by visiting Google's Ad Settings at https://adssettings.google.com. You can also opt out of third-party vendor cookies by visiting the Network Advertising Initiative opt-out page at https://optout.networkadvertising.org.
Your Rights Under GDPR (EU Users)
If you are located in the European Union, you have the right to: access the personal data we hold about you, request correction of inaccurate data, request deletion of your data, object to processing of your data, request restriction of processing, and receive your data in a portable format. To exercise these rights, contact us at [email protected].
Your Rights Under CCPA (California Residents)
If you are a California resident, you have the right under the California Consumer Privacy Act to: know what personal information we collect and how it is used, request deletion of your personal information, opt out of the sale of your personal information (we do not sell personal information), and not be discriminated against for exercising your CCPA rights. To exercise these rights, contact us at [email protected].
Data Security
We implement reasonable security measures to protect your information. Our website uses HTTPS encryption for all connections. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.
Changes to This Policy
We may update this privacy policy from time to time. Changes will be posted on this page with an updated effective date. We encourage you to review this policy periodically.
Contact
For privacy-related inquiries, contact us at: [email protected]
Written by
Dr. Patricia Wells
Medicare Benefits Researcher
Dr. Wells has spent 12 years analyzing Medicare costs, coverage gaps, and enrollment strategies to help seniors and their families make confident coverage decisions without overpaying.